The 20 Best Bank Accounts in Dubai

Dubai is known for its thriving economy, making it a hub for international business and finance. For individuals looking to open a bank account in this bustling city, the options can be overwhelming. That's where this list of the 20 Best Bank Accounts in Dubai comes in handy.
Whether you are a resident or a business owner in Dubai, finding the right bank account is essential for managing your finances effectively. This comprehensive list will help you compare the different options available and make an informed decision on which bank account suits your needs.
- Competitive interest rates
- Low fees and charges
- Convenient branch locations
- Online and mobile banking services
- 24/7 customer support
- Exclusive perks and benefits
With so many factors to consider, this list will guide you through the top bank accounts in Dubai, helping you choose the one that aligns with your financial goals and lifestyle.
- 1. Emirates Investment Bank PJSC
- 2. Emirates NBD - Group Head Office Branch
- 3. Emirates Development Bank - Dubai Business Banking Center
- 4. State Bank of India
- 5. Bank of Baroda, Bur Dubai
- 6. Axis Bank Branch
- 7. NBK - National Bank of Kuwait بنك الكويت الوطني
- 8. Arab Bank - Dubai Branch
- 9. National Bank of Oman - Dubai Branch
- 10. Doha Bank
- 11. UAE Central Bank DUBAI
- 12. Arab Bank HO UAE- Dubai
- 13. BPI Representative Office
- 14. Punjab National Bank
- 15. State Bank of India
- 16. The Saudi National Bank - Dubai Branch
- 17. First Abu Dhabi Bank (FAB) | Mall of The Emirates Branch, Dubai
- 18. United Arab Bank ATM & Cash Deposit Machine
- 19. KEB Hana Bank Dubai Representative Office
- 20. Dubai United

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
1. Emirates Investment Bank PJSC
Information and Reviews
- Nice place, but parking can be challenging so valet service is recommended.
- The bank staff are very professional and make opening a business account easy.
- Highly educated individuals work at this bank, providing exceptional service.
- Highly recommended for those looking for a reliable and efficient banking experience.
Embrace excellence with Emirates Investment Bank PJSC!

- Monday: 8 AM–3 PM
- Tuesday: 8 AM–3 PM
- Wednesday: 8 AM–3 PM
- Thursday: 8 AM–3 PM
- Friday: 8 AM–12 PM
- Saturday: Closed
- Sunday: Closed
2. Emirates NBD - Group Head Office Branch
Information and Reviews
- Customers appreciated the helpful and efficient service provided by Madhurani Srinivasan at the main branch in Deira.
- Some customers expressed frustration with delays and lack of assistance in resolving issues with their accounts.
- Fahad Manzoor was highlighted for his professional and knowledgeable service at the branch.
- Others mentioned challenges with loan closures and lack of responsiveness from the bank for new account applications.
Overall, Emirates NBD - Group Head Office Branch is recognized for its dedicated staff and a range of banking services offered to customers.

- Monday: 8 AM–2 PM
- Tuesday: 8 AM–2 PM
- Wednesday: 8 AM–2 PM
- Thursday: 8 AM–2 PM
- Friday: 8–11 AM
- Saturday: Closed
- Sunday: Closed
3. Emirates Development Bank - Dubai Business Banking Center
Information and Reviews
Customer reviews praise the bank for its services and customer care, highlighting:
- Convenient location and knowledgeable staff
- Efficient and hassle-free banking experience
- Suggestions for improvement like having cheque deposit machines in more locations
With a Rating of 4.5 and positive customer feedback, Emirates Development Bank - Dubai Business Banking Center is a reliable choice for businesses looking for financial solutions in Dubai.

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
4. State Bank of India
Information and Reviews
- No one care of attending the call, unprofessional.
- No one responds to the calls or not even able to connect the operator.
- NRE service location changed but not informed the customers. No official lunch break still no officers are available for customers for an hour.
- I got proper response after explaining my concern...until that there was no update.
Whether you need assistance with opening accounts, attestation, or home loans, State Bank of India strives to provide efficient and reliable services to meet your financial needs. Visit them today to experience top-notch banking services.

- Monday: 9 AM–4 PM
- Tuesday: 9 AM–4 PM
- Wednesday: 9 AM–4 PM
- Thursday: 9 AM–4 PM
- Friday: 7:30 AM–12 PM
- Saturday: 9 AM–4 PM
- Sunday: Closed
5. Bank of Baroda, Bur Dubai
Information and Reviews
- Bad customer service experience, with delayed responses and unresolved issues.
- Beautiful building location with a scenic view from the river side.
- Pleasant place to sit and enjoy the creek.
Despite the mix of positive and negative reviews, Bank of Baroda strives to serve its customers with a range of banking services in a welcoming atmosphere.

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
6. Axis Bank Branch
Information and Reviews
- Quick processing of KYC details and other banking services in less than 30 minutes.
- Knowledgeable and helpful staff, especially in the Loans division, who guide customers through every step of the process.
- Efficient and professional relationship managers who provide excellent customer service, making banking easier for NRI customers.
Visit Axis Bank Branch to experience top-notch banking services with a personal touch!

- Monday: 8 AM–2 PM
- Tuesday: 8 AM–2 PM
- Wednesday: 8 AM–2 PM
- Thursday: 8 AM–2 PM
- Friday: 7:30 AM–12:30 PM
- Saturday: 9 AM–1 PM
- Sunday: Closed
7. NBK - National Bank of Kuwait بنك الكويت الوطني
Information and Reviews
- Customers praise the helpful and friendly staff at NBK, emphasizing their professionalism in dealing with various banking needs.
- Many clients appreciate the efficient and quick service provided by NBK, highlighting the bank's commitment to customer satisfaction.
- Some customers mention the bank's excellent customer service and the staff's warm and welcoming demeanor during their banking experiences.
If you are looking for a reliable bank in Dubai with a solid reputation, NBK is a choice worth considering. Visit their website for more information or give them a call at +971 4 316 1600.

- Monday: 8 AM–3 PM
- Tuesday: 8 AM–3 PM
- Wednesday: 8 AM–3 PM
- Thursday: 8 AM–3 PM
- Friday: 7:30 AM–12:30 PM
- Saturday: 8 AM–2 PM
- Sunday: Closed
8. Arab Bank - Dubai Branch
Information and Reviews
Customers have shared their feedback through reviews, highlighting key points:
- Very bad service and money stuck without reason.
- Problems with charges and complaints not being resolved effectively.
- Unique customer service experience with professional staff.
- Praise for helpful security staff and a call for more staff assistance during busy times.
The bank seems to have a mixed reputation, with some customers praising the service and others expressing frustration. If you are looking for a bank with professional staff and a unique customer service experience, Arab Bank - Dubai Branch might be worth a visit.

- Monday: 8 AM–2 PM
- Tuesday: 8 AM–2 PM
- Wednesday: 8 AM–2 PM
- Thursday: 8 AM–2 PM
- Friday: 7:30 AM–12:30 PM
- Saturday: 8 AM–2 PM
- Sunday: Closed
9. National Bank of Oman - Dubai Branch
Information and Reviews
- One customer mentioned encountering negative attitude from a bank representative during their account opening process.
- Another customer expressed frustration over long wait times for simple transactions.
- A positive review highlighted the smooth process of closing an account with the bank and supportive management.
- One customer praised the bank for having a short waiting time to cash a cheque.
Overall, National Bank of Oman - Dubai Branch caters to the banking needs of its customers while striving to improve its services based on feedback received from its clientele.

- Monday: 8 AM–1 PM
- Tuesday: 8 AM–1 PM
- Wednesday: 8 AM–1 PM
- Thursday: 8 AM–1 PM
- Friday: 8 AM–1 PM
- Saturday: 8 AM–1 PM
- Sunday: Closed
10. Doha Bank
Information and Reviews
- Customers have praised the bank for its friendly and helpful staff.
- The bank is recognized for providing a seamless and convenient banking experience.
- Many customers appreciate the ability to withdraw from any ATM in UAE without incurring charges.
- Some customers have highlighted the bank's efficient and responsive customer service.
Experience the difference with Doha Bank and discover why it is a top choice for individuals seeking reliable and efficient banking services in the region.

- Monday: 9 AM–2 PM
- Tuesday: 9 AM–2 PM
- Wednesday: 9 AM–2 PM
- Thursday: 9 AM–2 PM
- Friday: 9 AM–12 PM
- Saturday: Closed
- Sunday: Closed
11. UAE Central Bank DUBAI
Information and Reviews
With a rating of 3.1 stars, UAE Central Bank DUBAI has received feedback from a number of customers. Here are some key points from their reviews:
- Staff lack basic information about services, leading to misinformation.
- Difficulty in locating the bank, especially with limited signages in the area.
- Complaints about the website, including trouble submitting complaints and lack of transparency.
However, amidst these challenges, there are positive reviews as well. One customer praised the bank for its willingness to listen and help, especially through their online portal. They highlighted the efficiency in resolving issues and providing updates on complaint statuses.

- Monday: 8 AM–4 PM
- Tuesday: 8 AM–4 PM
- Wednesday: 8 AM–4 PM
- Thursday: 8 AM–4 PM
- Friday: 8 AM–4 PM
- Saturday: Closed
- Sunday: Closed
12. Arab Bank HO UAE- Dubai
Information and Reviews
- One customer praises the excellent account management services.
- Another customer expresses frustration with the lack of deposit services in ATMs.
- One reviewer highlights the bank's horrible customer service.
- Lastly, a customer appreciates the convenient location of the bank in Downtown Dubai.

- Monday: Closed
- Tuesday: 10 AM–7 PM
- Wednesday: 10 AM–7 PM
- Thursday: 10 AM–7 PM
- Friday: 10 AM–7 PM
- Saturday: 10 AM–7 PM
- Sunday: 10 AM–7 PM
13. BPI Representative Office
Information and Reviews
- The staff at BPI Satwa Branch is highly recommended for their exceptional customer service and helpfulness.
- Clients appreciate the accomodating and informative nature of the employees, especially Ms. Kim.
- Some reviewers have pointed out areas for improvement in customer service, highlighting communication and professionalism concerns.
Customers value the guidance provided by the staff, even if all issues may not be resolved immediately. The branch is wheelchair-accessible, ensuring accessibility for all customers in need of assistance.

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
14. Punjab National Bank
Information and Reviews
- Excellent customer service
- Convenient location in DIFC
- Knowledgeable staff
Overall, while there may be some areas for improvement, Punjab National Bank continues to serve its customers with dedication and commitment.

- Monday: 9:30 AM–4 PM
- Tuesday: 9:30 AM–4 PM
- Wednesday: 9:30 AM–4 PM
- Thursday: 9:30 AM–4 PM
- Friday: 9:30 AM–4 PM
- Saturday: 9:30 AM–4 PM
- Sunday: Closed
15. State Bank of India
Information and Reviews
Customers have left 354 reviews detailing their experiences with State Bank of India. Some key points from these reviews include:
- Slow response time for requests such as debit card replacements
- Lack of knowledge and efficiency from staff members
- Poor communication and customer service
- Issues with reaching customer representatives via phone
These reviews highlight the importance of quality customer service and efficiency in the banking industry, areas where State Bank of India may need to improve.

- Monday: 8:30 AM–3 PM
- Tuesday: 8:30 AM–3 PM
- Wednesday: 8:30 AM–3 PM
- Thursday: 8:30 AM–3 PM
- Friday: 8:30 AM–12:30 PM
- Saturday: 8:30 AM–3 PM
- Sunday: Closed
16. The Saudi National Bank - Dubai Branch
Information and Reviews
The customer reviews highlight key points such as:
- Helpful staff and well-appointed facilities
- Positive feedback for staff members like Mr. Suresh for their assistance
- Long waiting times and issues with card services were also reported
With a rating of 3.0 stars, The Saudi National Bank - Dubai Branch continues to serve its customers with dedication and commitment. Whether you need assistance with banking services or financial advice, this branch aims to meet your needs efficiently.

- Monday: 10 AM–10 PM
- Tuesday: 10 AM–10 PM
- Wednesday: 10 AM–10 PM
- Thursday: 10 AM–10 PM
- Friday: 4–9 PM
- Saturday: 10 AM–10 PM
- Sunday: Closed
17. First Abu Dhabi Bank (FAB) | Mall of The Emirates Branch, Dubai
Information and Reviews
- Customers have expressed dissatisfaction with the poor customer service and the lack of responsiveness from some staff members.
- Some customers have mentioned the unprofessional behavior of certain employees, impacting their overall experience.
- There have been complaints about difficulty in getting issues resolved and the lack of proper communication in handling customer queries.
Despite these challenges, there are positive reviews highlighting exceptional service from employees such as Mrs. Najmi Fatiha, who is praised for being professional and efficient in resolving client issues promptly. Yash at the Mall of Emirates branch is also commended for going above and beyond to assist customers in need.
Overall, while there may be areas for improvement, some customers have had positive experiences with specific staff members who demonstrate a commitment to providing excellent service.

18. United Arab Bank ATM & Cash Deposit Machine
Information and Reviews
The business may have received a mixed Rating from customers, but feedback is essential for improvement. Here are some key points from customer reviews:
- Convenient location for quick cash access
- Easy-to-use cash deposit machine
- Helpful staff available during operating hours
Visit United Arab Bank ATM & Cash Deposit Machine for reliable and accessible banking services in Dubai.

- Monday: 8 AM–5 PM
- Tuesday: 8 AM–5 PM
- Wednesday: 8 AM–5 PM
- Thursday: 8 AM–5 PM
- Friday: 8 AM–5 PM
- Saturday: Closed
- Sunday: Closed
19. KEB Hana Bank Dubai Representative Office
Information and Reviews
Customers have praised the bank for its efficient and professional service. Some key points from the reviews include:
- Excellent customer service and knowledgeable staff
- Convenient location and branch hours
- Diverse range of banking products and services
Experience top-notch banking services at KEB Hana Bank Dubai Representative Office and discover why customers trust them for all their banking needs.
20. Dubai United
Information and Reviews
The bank is known for its excellent customer service and convenient accessibility. They offer wheelchair-accessible car park and entrance to ensure that all customers can easily access their services.
Here are some key points from customer reviews:
- Friendly and knowledgeable staff who are always willing to assist customers
- Quick and efficient service for various financial transactions
- Clean and well-maintained premises for a comfortable banking experience
Visit Dubai United today to experience top-notch banking services in Dubai.
Map of Bank Accounts in Dubai
Dubai is known for its thriving financial sector, with a plethora of bank accounts available to residents and visitors alike. Whether you are looking for a traditional bank, an online banking option, or something in between, Dubai has options to suit every need. Check out the map below to find the nearest bank account to you.
What are the requirements to open a bank account in Dubai?
Opening a bank account in Dubai is relatively straightforward, but there are specific requirements you need to meet. These typically include proof of identity such as a valid passport, residency visa, Emirates ID, and proof of address. Some banks may also require a minimum deposit to open an account.
If you are a non-resident, you may need to provide additional documentation such as a reference letter from your employer or a copy of your employment contract. It's important to check with the specific bank you are interested in opening an account with to ensure you have all the necessary documents.
Additionally, some banks in Dubai may require you to visit a branch in person to open an account, while others offer online account opening services for added convenience.
What types of bank accounts are available in Dubai?
There are several types of bank accounts in Dubai catering to different needs and preferences. Some commonly offered account types include current accounts, savings accounts, fixed deposit accounts, and offshore accounts.
Current accounts are typically used for day-to-day transactions and come with features such as debit cards, online banking, and overdraft facilities. Savings accounts, on the other hand, are designed to help you grow your money over time with competitive interest rates.
Fixed deposit accounts offer higher interest rates in exchange for locking in your funds for a specific period. Offshore accounts are ideal for individuals looking to manage their wealth internationally and may offer benefits such as tax advantages.
Are there any fees associated with maintaining a bank account in Dubai?
Like any other financial institution, bank accounts in Dubai may come with certain fees and charges. Common fees include account maintenance fees, ATM withdrawal fees, transaction fees, and currency conversion fees for international transactions.
It's important to carefully review the fee schedule provided by your chosen bank to understand what charges may apply to your account. Some banks may offer fee waivers or discounts based on factors such as maintaining a minimum balance or setting up direct deposit.
Additionally, be aware of any hidden fees that may not be clearly stated upfront. If you have any questions about the fees associated with your account, don't hesitate to reach out to your bank for clarification.
Can I access my bank account in Dubai from abroad?
Many bank accounts in Dubai offer online and mobile banking services, allowing you to access your account from anywhere in the world with an internet connection. These services typically enable you to check your account balance, make transfers, pay bills, and more.
Before traveling abroad, it's a good idea to inform your bank of your plans to avoid any potential issues with accessing your account while overseas. Some banks may have security measures in place that could be triggered if they detect unusual activity on your account.
If you plan on moving abroad or are a non-resident with a bank account in Dubai, make sure to inquire about any restrictions or additional requirements for managing your account from another country.
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