The 20 Best Banks for Expats in Dubai

Expats in Dubai often face unique financial challenges, from managing international transactions to navigating local banking regulations. Finding the right bank for expats in Dubai can make a world of difference in simplifying these complexities and providing essential services for their financial needs.
Whether you're looking for a bank that offers competitive exchange rates, mobile banking options, or personalized customer service, it's important to do your research and compare the options available to you. The following list highlights some of the best banks for expats in Dubai, each offering a range of services tailored to meet the diverse needs of expatriates living in the UAE.
- Convenient locations for expats
- Competitive exchange rates for international transactions
- Specialized expat banking services
- Mobile banking apps for easy account management
- 24/7 customer support in multiple languages
Take a look at the list below to find the best bank for expats in Dubai that suits your needs and preferences.
- 1. Emirates Investment Bank PJSC
- 2. UBP Bank Dubai
- 3. Emirates NBD - Group Head Office Branch
- 4. Emirates Development Bank - Dubai Business Banking Center
- 5. State Bank of India
- 6. HBL Habib Bank Limited
- 7. Bank of Singapore
- 8. Axis Bank Branch
- 9. Bank of America Merrill Lynch
- 10. UAE Central Bank DUBAI
- 11. NBE (DIFC) Limited
- 12. Arab Bank HO UAE- Dubai
- 13. United Bank Limited
- 14. Emirates Development Bank - Dubai Home Finance Center
- 15. The Saudi National Bank - Dubai Branch
- 16. Royal Bank of SCOTLAND
- 17. Credit Europe Bank (Dubai) Ltd
- 18. ANZ Bank, Dubai Branch
- 19. Emirates Industrial Bank
- 20. Arab Emirates Investment Bank PJSC

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
1. Emirates Investment Bank PJSC
Information and Reviews
- Nice place with great service, although parking can be a challenge.
- Easy process to open a business bank account with very professional and knowledgeable staff.
- Highly recommended for their excellent customer service and expertise in financial matters.
- Professional and accommodating staff make banking a pleasant experience.
Customers have consistently praised the bank for its exceptional service and convenience. Whether you are looking to open a business account, explore investment options, or simply seeking advice on financial matters, Emirates Investment Bank PJSC is a trusted choice in the region.

- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
2. UBP Bank Dubai
Information and Reviews
- Outstanding customer service
- Professional and efficient staff
- Convenient location
Experience the excellence of UBP Bank Dubai for yourself!

- Monday: 8 AM–3 PM
- Tuesday: 8 AM–3 PM
- Wednesday: 8 AM–3 PM
- Thursday: 8 AM–3 PM
- Friday: 8 AM–12 PM
- Saturday: Closed
- Sunday: Closed
3. Emirates NBD - Group Head Office Branch
Information and Reviews
With a respectable rating of 3.7 stars, Emirates NBD - Group Head Office Branch has received 971 reviews from satisfied customers. Here are some key points from the reviews:
- A customer praised the helpful service they received from Madhurani Srinivasan in resolving their KYC issue.
- Another customer was impressed by the professional and knowledgeable assistance provided by Fahad Manzoor at the branch.
- One customer shared their positive experience with the branch staff in resolving a loan closure issue after facing challenges at other branches.
- However, some customers expressed disappointment with the level of service, including delays in card renewal and activation processes.
Overall, Emirates NBD - Group Head Office Branch strives to provide a mix of efficient banking services and helpful customer support to meet the needs of its diverse clientele.

- Monday: 8 AM–2 PM
- Tuesday: 8 AM–2 PM
- Wednesday: 8 AM–2 PM
- Thursday: 8 AM–2 PM
- Friday: 8–11 AM
- Saturday: Closed
- Sunday: Closed
4. Emirates Development Bank - Dubai Business Banking Center
Information and Reviews
Customers have shared their positive experiences, highlighting key points such as:
- Convenient location
- Great customer service
- Efficient banking processes
One customer mentioned that it would be beneficial to have a cheque deposit machine in certain locations in Sharjah and Dubai, showing that the business values and considers customer feedback.
If you are looking for a reliable and customer-oriented banking service, Emirates Development Bank - Dubai Business Banking Center is the place to go!

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
5. State Bank of India
Information and Reviews
- Customers have mentioned that the bank needs to improve its phone answering system and customer service.
- One review highlighted the lack of service representatives at the location.
- Another customer appreciated the prompt and helpful response they received after explaining their concerns.
- A customer also mentioned that the branch only houses an SBI representative office.
Overall, State Bank of India is a convenient option for those seeking financial services in the Dubai area.

- Monday: 8 AM–2 PM
- Tuesday: 8 AM–2 PM
- Wednesday: 8 AM–2 PM
- Thursday: 8 AM–2 PM
- Friday: 8 AM–12:30 PM
- Saturday: 8 AM–2 PM
- Sunday: 4–8 PM
6. HBL Habib Bank Limited
Information and Reviews
The bank has received a rating of 3.8 based on 74 customer reviews. A summary of the reviews highlights the following points:
- Very bad service with unprofessional staff and delays in account activation.
- Disappointed with the inefficiency and lack of support from the staff.
- Unprofessional behavior of security guards and issues with pen availability.
- Poor customer service and delays in account verification for NRP accounts.
Despite some negative feedback, there are positive reviews as well. Customers appreciate the presence of an ATM and the friendly staff at the branch. The convenient location near Burjuman Metro station is also a highlight for customers. If you are looking for a bank with accessible facilities and friendly staff, HBL Habib Bank Limited is worth considering.

- Monday: 8:30 AM–6:30 PM
- Tuesday: 8:30 AM–6:30 PM
- Wednesday: 8:30 AM–6:30 PM
- Thursday: 8:30 AM–6:30 PM
- Friday: 8:30 AM–6:30 PM
- Saturday: Closed
- Sunday: Closed
7. Bank of Singapore
Information and Reviews
Customers have left glowing reviews for Bank of Singapore, highlighting the following key points:
- Professional and friendly staff
- Efficient and personalized service
- Convenient location in the heart of Dubai
Experience the excellence of Bank of Singapore today by visiting during their business hours from 8:30 AM to 6:30 PM. For more information, contact them at +971 4 427 7100.

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
8. Axis Bank Branch
Information and Reviews
- Efficient processing of KYC details and other banking queries in less than 30 minutes.
- Knowledgeable and helpful staff guiding customers through the entire process.
- Fast and professional service for NRI customers, making banking easy.
Overall, customers appreciate the support and assistance provided by Axis Bank Branch, making it a reliable choice for all banking needs.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: Closed
- Saturday: Closed
- Sunday: 9 AM–5 PM
9. Bank of America Merrill Lynch
Information and Reviews
- Great! Information thinking from the information that I have gathered taking a visit to Dubai for vacation
- Horrible experience for non-resident clients. Unable to transfer money with broken processes and long waiting times
- Not a bank, but an investment company. No banking assistance available for Bank of America customers
- Fast and easy process with the best price in the market. Excellent efforts from Mr. K B Manoj

- Monday: 9 AM–2 PM
- Tuesday: 9 AM–2 PM
- Wednesday: 9 AM–2 PM
- Thursday: 9 AM–2 PM
- Friday: 9 AM–12 PM
- Saturday: Closed
- Sunday: Closed
10. UAE Central Bank DUBAI
Information and Reviews
With a Rating of 3.1 stars from 118 reviews, customers have shared their feedback on their experiences. Some key points from their reviews include:
- Staff lack basic information about services, leading to incorrect information provided to customers.
- Challenges with the website, making it difficult to raise complaints and contact customer service.
- Issues with working hours not aligning with advertised timings, causing inconvenience for customers.
- Positive feedback on the bank's willingness to listen and help customers with their concerns, particularly through their online portal.
Customers have appreciated the efforts of UAE Central Bank DUBAI in addressing their concerns and providing a platform for effective communication. Their dedication to customer service shines through, making them a reliable choice for banking needs.

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: Closed
- Saturday: Closed
- Sunday: 9 AM–6 PM
11. NBE (DIFC) Limited
Information and Reviews
The bank has received an impressive rating of 3.7 stars, based on 3 reviews. Customers have highlighted the following key points in their reviews:
- Quick and efficient service
- Professional and knowledgeable staff
- Clean and well-maintained facilities
Whether you are looking for personal banking services or corporate financial solutions, NBE (DIFC) Limited is committed to meeting your needs with excellence. Visit them during their operating hours to experience exceptional banking services in Dubai.

- Monday: 8 AM–4 PM
- Tuesday: 8 AM–4 PM
- Wednesday: 8 AM–4 PM
- Thursday: 8 AM–4 PM
- Friday: 8 AM–4 PM
- Saturday: Closed
- Sunday: Closed
12. Arab Bank HO UAE- Dubai
Information and Reviews
With a rating of 3.4 stars, Arab Bank HO UAE- Dubai has received mixed reviews from customers. Here are some key points from their reviews:
- One customer mentioned the lack of deposit services in the ATM machines at some branches.
- Another customer expressed dissatisfaction with the customer service over the years.
- A positive review highlighted the good service for managing accounts.
- Lastly, a customer criticized them for non-existent customer service and unresponsive phone lines.
Overall, Arab Bank HO UAE- Dubai aims to provide a range of banking services while continuously improving customer experience.

- Monday: 8 AM–5 PM
- Tuesday: 8 AM–5 PM
- Wednesday: 8 AM–5 PM
- Thursday: 8 AM–5 PM
- Friday: 8 AM–12 PM
- Saturday: 8 AM–5 PM
- Sunday: Closed
13. United Bank Limited
Information and Reviews
- Well-organized and courteous staff
- Personalized service for personal and business accounts
- Helpful and humble staff members, like Mr. Imran
- Efficient and professional banking experience
Despite a few negative experiences reported by customers, such as unprofessional attitudes and delays in service, United Bank Limited continues to strive for excellence and customer satisfaction. With their commitment to quality service, customers can trust their financial needs will be taken care of efficiently.

- Monday: 8 AM–2 PM
- Tuesday: 8 AM–2 PM
- Wednesday: 8 AM–2 PM
- Thursday: 8 AM–2 PM
- Friday: 8–11 AM
- Saturday: Closed
- Sunday: Closed
14. Emirates Development Bank - Dubai Home Finance Center
Information and Reviews
Customers have shared their experiences with Emirates Development Bank through reviews. Here are some key points summarizing their feedback:
- Long processing time for applications, slow response to emails, and delays in account opening.
- Difficulty in obtaining bank statements, transferring funds, and lack of responsiveness from the call center and chat service.
- Efficient services, quick response times, and helpful customer relations for home finance inquiries.
- Smooth and fast business account opening process, with suggestions to expand functionality on the app.
With a rating of 2.8, Emirates Development Bank - Dubai Home Finance Center continues to serve its customers with dedication and strives to improve its services based on their feedback. Visit their website for more information and reach out for your banking needs.

- Monday: 8:30 AM–3 PM
- Tuesday: 8:30 AM–3 PM
- Wednesday: 8:30 AM–3 PM
- Thursday: 8:30 AM–3 PM
- Friday: 8:30 AM–12:30 PM
- Saturday: 8:30 AM–3 PM
- Sunday: Closed
15. The Saudi National Bank - Dubai Branch
Information and Reviews
- Nicely appointed with helpful staff.
- Special thanks to Mr. Suresh for his steadfast assistance.
- Some customers may have experienced bias.
- Long waiting times reported without apparent reason.
Customers have praised The Saudi National Bank - Dubai Branch for being one of the best in the region, with some highlighting exceptional service from specific staff members. Despite a few negative experiences, the overall feedback suggests a reliable and customer-oriented institution.

16. Royal Bank of SCOTLAND
Information and Reviews
Customers have shared their experiences with a 3.0-star rating, with some key points highlighted:
- One customer mentioned that the office location was outdated and the staff didn't respond to calls.
- Another customer praised the bank, although they noted it was not the United Bank.
- Someone expressed frustration over the lack of response to phone calls.
- There was a request for an email contact for communication.
These reviews provide insights into the customer experience at Royal Bank of SCOTLAND and showcase the various services and interactions clients can expect.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: Closed
- Saturday: Closed
- Sunday: 9 AM–6 PM
17. Credit Europe Bank (Dubai) Ltd
Information and Reviews
- Professional and efficient customer service.
- Convenient location in DIFC.
- Diverse range of financial products.
Experience the reliable and accessible banking services at Credit Europe Bank (Dubai) Ltd today.

18. ANZ Bank, Dubai Branch
Information and Reviews
With a rating of 2.3, customers have shared their experiences. Some key points from the reviews include:
- Lack of commitment to customers and poor service provision
- Inefficiency in customer service with no one available to assist
- Positive feedback on the banking services received
Visit ANZ Bank, Dubai Branch for your banking needs in Dubai.

19. Emirates Industrial Bank
Information and Reviews
Some of the key services and features offered by Emirates Industrial Bank include personal and business banking accounts, loans, investment opportunities, and wealth management services. Whether you are looking to save for the future or grow your business, the experienced team at Emirates Industrial Bank is dedicated to helping you achieve your financial goals.
Customer reviews highlight the following key points:
- Professional and friendly staff who provide personalized service
- Convenient location with easy access for customers
- A wide range of financial products and services to choose from
Experience the difference with Emirates Industrial Bank and let their team assist you in making sound financial decisions for a prosperous future.

20. Arab Emirates Investment Bank PJSC
Information and Reviews
- Customers rave about the bank's expert financial advisors who provide valuable insights and recommendations tailored to their individual investment goals.
- The bank is praised for its user-friendly online platform, making it easy for clients to access their accounts and monitor their investments from anywhere.
- Customers also appreciate the bank's commitment to transparency and integrity, ensuring that their investments are handled with the utmost professionalism and care.
Whether you are looking to grow your wealth, plan for retirement, or secure your financial future, Arab Emirates Investment Bank PJSC is dedicated to helping you achieve your goals with confidence and peace of mind.
Map of Banks for Expats in Dubai
If you are an expat in Dubai looking for banking options, this map can help guide you to the nearest bank branches. Whether you need to set up a new account, make a deposit, or apply for a loan, these banks cater to the needs of expatriates in the city.
How can expats open a bank account in Dubai?
Opening a bank account in Dubai as an expat is a relatively straightforward process. You will need to gather the necessary documentation, such as your passport, residency visa, proof of address, and a letter of employment. Once you have all the required paperwork, you can visit the local branch of a bank of your choice. The bank will guide you through the application process and may require an initial deposit to open the account.
It's essential to note that some banks in Dubai cater specifically to expats, offering services tailored to their needs. Research different banks to find one that offers the features that are most important to you, whether that's online banking, a wide ATM network, or competitive interest rates.
What are the benefits of having a local bank account as an expat in Dubai?
Holding a bank account in Dubai as an expat can bring numerous benefits. Firstly, having a local bank account can make it easier to manage your finances, especially if you receive your salary in local currency. You'll also be able to access a range of financial services, such as savings accounts, credit cards, loans, and investment products.
Furthermore, having a bank account in Dubai can simplify day-to-day transactions, such as paying bills, rent, or even shopping. Some banks also offer exclusive benefits to expats, such as discounted fees or preferential exchange rates for international transfers.
Are there specific banks in Dubai that cater to expats?
Several banks in Dubai cater specifically to expats, offering tailored services and products that meet their unique needs. Some of the most popular banks among expats include Emirates NBD, HSBC, Citibank, Standard Chartered, and ADCB. These banks often have English-speaking staff, convenient branch locations, and a range of expat-friendly services.
When choosing a bank as an expat in Dubai, consider factors such as the bank's reputation, fees and charges, convenience of branch locations, online banking facilities, and customer service quality. You may also want to inquire about special expat packages or offers that some banks provide to attract foreign residents.
What should expats consider when choosing a bank in Dubai?
When selecting a bank in Dubai as an expat, there are several factors to consider to ensure you choose the right one for your needs. Firstly, look at the range of services offered by the bank, such as savings accounts, credit cards, loans, and investment options. Consider whether the bank has online banking facilities and a user-friendly mobile app.
Additionally, compare the fees and charges associated with the account, such as monthly maintenance fees, ATM withdrawal fees, and international transfer fees. Check the convenience of branch locations and ATM networks, as well as the availability of English-speaking staff. Lastly, read reviews and seek recommendations from other expats to get an idea of the bank's reputation and customer service quality.
Servicios Relacionados